Calculation guide
About this calculator
Calculate time remaining to reach the general seven-year period after ceasing studies for bankruptcy discharge of government student-loan debt.
How to use it
- Enter the information that matches your situation.
- Run the calculation and review the main result and available breakdown.
- For regulated topics, check the applicable year and official sources shown below.
Calculation parameters
Locale: English (Canada) · Currency: CAD / C$
Planning estimate
Government student loans generally remain excluded from discharge if bankruptcy occurs less than seven years after the borrower ceased to be a student. Court hardship relief can involve different rules.
This calculator is provided for information and planning estimates. For tax, benefit, legal, immigration or other official decisions, verify the rules that apply to your situation.